So you have done the hard part. Your efforts have been rewarded and you now have the lifestyle that you want and you have surplus funds held in savings or investment. In addition you have paid off your mortgage and, in line with present trends, your property is appreciating in value at a healthy rate.

Such good times do however cause problems.

Trust and estate planning is a complex area which concentrates on the preservation of wealth - in a legitimate manner - for both yourself, your dependents and future generations.

Such planning can encompass anything from ensuring that you have a will - however basic - through to the arrangement of complex trust structures that will enable wealth to be passed from generation to generation in the most tax efficient manner possible.

YourFinances is able to put you in contact with specialist advisers who can help you at every step of the way to ensure the advice and planning that you receive is of the highest quality and integrity and is suited to your circumstances.

If you wish to speak with one of our advisers, please click on the link below.