Pensions should be simple. In essence all a pension is, is a fund set aside to assist with the costs of living once an individual has retired and stopped receiving a salary. At the present time there is a State Pensions.

Choosing an appropriate pension product can be a very difficult decision, despite recent and proposed changes in pension legislation which s designed to make the whole process easier.

There are many different schemes available, from employers schemes to fully involved personal pension options.

The most important aspect though is the fact that, with careful planning, good flexible pension planning can be achieved which will stand you, the investor, in good stead for the future.

At YourFinances, we can provide you with specialist advice on the following areas

• Stakeholder pensions
• Occupational Pension Schemes
• Personal Pensions
• Additional Voluntary Contributions
• Small Self Administered Schemes (SSAS)
• Self Invested Pension Plans (SIPP)
• Executive Pension Plans
• Annuities
• Pension Transfers/Employment Changes

Therefore, if you would like to discuss your pension requirements in greater detail please click on the link below